HECAT--ESGP--FHPAP--Transitiontional
Housing--PSH--RAP--FEMA--DHS-LTH Supportive Services--FPAP--NFMC--LTH
Vouchers--
HUD PSH--HUD THP
Home Stretch
The
Home Stretch Workshops will cover several topics including: Is
home ownership the right choice, Understanding the buying process,
Credit, The closing process, and much more. This workshop is
funded by Minnesota Housing and our instructor is certified by
the Home Ownership Center and Neighborworks of America.
For further Information regarding
other Homestretch classes across the state, please visit the
Home Ownership Centers web site at www.hocmn.org.
Are you dreaming about owning your own home?
Learn the Steps to buying a home in this 3 day work shop!
HOME STRETCH
Three-Day Workshop
August 5, 7 & 12th
6 – 9 pm
Deadline to enroll: August 4th
October 21, 23 & 28th
6 – 9 pm
Deadline to enroll: October 20th
Bi-CAP bldg
2529 15th St NW, Bemidji
Pre-Registration Required
For further information
Please contact:
Bi-County CAP
751-4631
Or
1-800-332-7161
Þ Free
credit Reports available at request if registered by the deadline
Þ $25
Registration fee payable
to Bi-County CAP
Þ Refreshments
provided
Þ No
Child Care provided
Þ Must
attend all
3
days to get Certificate
Þ If
a waiting list is established, those closing along with those that have paid
get priority
There is a
$25.00 registration fee per household
Refreshments will be provided
Family Homeless Prevention and Assistance
Program (FHPAP)
FHPAP is a program designed to provide direct service assistance
and intensive case management/supportive counseling to prevent homelessness
and/or to decrease the number of days a family or individual is
homeless. Funds are also available for mortgage assistance.
This program is administered through a collaborative between Bi-CAP,
Ours to Serve House of Hospitality, Evergreen Services, and Red Lake Homeless Shelter.
The program provides direct service assistance and intensive case
management to prevent homelessness and assist families in maintaining
housing.
Funds are available to do what is needed to preserve a family’s
housing. FHPAP is funded by MHFA.
Transitional Housing
With 18 years experience, Bi-CAP currently manages 16 scattered
site transitional housing units. This housing is interim shelter
between homelessness and permanent housing. Tenancy is 6 months
to 24 months and homeless families with children are eligible for
Bi-CAP transitional housing. A Bi-CAP self-sufficiency counselor
provides case management. Using home visits, the counselor and family
work to develop a permanent housing plan.
Funding for the houses and for support services is secured
through the Minnesota Department of Human Services.
Rental Assistance Program (RAP)
The Rental Assistance Program is available in Beltrami County
and Cass County.
The project is funded by MHFA. Bi-CAP has capacity to serve 30 households
with this rental subsidy program. It is a temporary subsidy available
to households with children. The subsidy is $300.00 maximum per
month depending on the households' income vs. rent burden, an income
eligible program.
Federal Emergency Management Agency (FEMA)
The Emergency Food and Shelter Program funded by FEMA provides
Bi-CAP funding primarily for first month’s rent and eviction
prevention. However funds can also be used for mortgage foreclosure
prevention and utility assistance. FEMA is a resource of last
resort. A local board for each county,
consisting of representatives from various organizations, determines
how funds will be distributed. FEMA funds are allocated as follows:
*Cass County-- Walker, Cass Lake, Remer, Pillanger, Longville and
Pine River Food Shelves and Bi-CAP for emergency shelter and Family Safety Network for Food
and Shelter.
*Beltrami County-- Bemidji Soup Kitchen, Northwood’s
Coalition for Battered Women, House of Hospitality, Bemidji, Northome,
Red Lake Shelter, Evergreen Services, Churches United, Peoples'
Church, and Bi-CAP for emergency shelter.
DHS-LTH Supportive Services
This project provides assistance to
long-term homeless (LTH) individuals and families. To meet the
LTH definition means a year of homelessness or 4 episodes of
homelessness in 3 years. Homelessness is not having a
permanent residence of your own. This project is unique in
that it is a collaboration within six counties, 4 Community Action
Agencies, and 3 Indian Reservations. Available in both
Beltrami and Cass Counties and is funded by the MN Dept of Human
Services.
FPAP
Foreclosure Prevention Assistance
Program is available in both counties. A certified Prevention
Counselor will provide guidance in best avoiding foreclosure.
A deferred loan might be available. Funded by MN Housing.
NFMC
This National Foreclosure Mitigation
Counseling is available in both counties. Counselors will help
you approach your mortgage holder to develop a loan mitigation plan.
Funded by MN Housing.
LTH Vouchers
Rental vouchers available to eligible
long term homeless families and individuals in both counties.
These subsidies are based on income. Units must pass
inspection and be within county FMR's. Funded by MN Housing.
HUD PSH
Permanent Supportive Housing
available in Beltrami County only. Homeless families or
individuals must come from the streets and have a documented mental
disability. Funded by the US Department of Housing and Urban
Development. Tenant pays approximately 30% of their income
towards housing.
HUD THP
Department of Housing and Urban
Development has funded this program in Cass County. Families
or individuals must come from the street. Client finds housing
that passes inspection. Can be on program for up to 24 months.
Case management provided. Tenant pays approximately 30% of
their income towards housing.
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